Privacy Policy

Last Updated: May 2025

At 3 Star Motors, we are committed to protecting and respecting your privacy. This policy explains how we collect, use, store, and protect your personal information in line with the UK General Data Protection Regulation (UK GDPR) and relevant data protection laws.

1. Who We Are

3 Star Motors is a trading name of 3 Star Motors Ltd, registered in England and Wales (Company No. 16063430). Our registered office is located at 101 4th Floor Whitechapel High Street, London, E1 7RA. We are authorised and regulated by the Financial Conduct Authority (FCA), Firm Reference Number 1024054. We act as a vehicle broker and credit intermediary.

 

2. What Information We Collect

We may collect and process the following types of personal data:

  • Identity Data: Name, title, date of birth
  • Contact Data: Phone number, email address, postal address
  • Vehicle Data: Vehicle registration number, make, model
  • Financial Data: Employment details, income, credit history (for finance applications)
  • Technical Data: IP address, browser type, location data, and browsing behaviour (via cookies)
  • Marketing Data: Preferences in receiving marketing and communications

 

3. How We Collect Your Information

We collect personal data in the following ways:

  • Directly from you when you fill out forms, request a quote, or contact us
  • Through finance application forms
  • From third parties (e.g., credit reference agencies or finance providers)
  • Automatically via our website (cookies and tracking technologies)

 

4. How We Use Your Information

We use your data to:

  • Provide vehicle and finance quotations
  • Process finance or lease applications
  • Arrange vehicle delivery or collection
  • Respond to your enquiries and manage our relationship
  • Comply with legal and regulatory obligations
  • Send you marketing communications (only if you’ve consented)

We will only use your personal data when we have a lawful basis, such as your consent, to perform a contract, or to comply with legal obligations.

 

5. Who We Share Your Information With

We may share your personal data with:

  • Our panel of finance providers or lenders
  • Vehicle suppliers and logistics partners
  • Credit reference agencies
  • Regulatory bodies (e.g., FCA, HMRC) where required
  • IT service providers and website hosts

We ensure all third parties respect the security of your data and comply with data protection laws.

 

6. Data Retention

We will retain your data only for as long as necessary for the purposes it was collected, including to comply with legal, regulatory, or reporting requirements. Typically, this is:

  • 6 years for finance-related records
  • 2 years for marketing data (unless you opt out sooner)
  • 12 months for enquiry or browsing data

 

7. Your Rights

Under UK GDPR, you have rights including:

  • Access to the personal data we hold about you
  • Request correction or deletion of your data
  • Object to or restrict how we process your data
  • Withdraw consent at any time (for marketing, etc.)
  • Request a copy of your data in a portable format

To exercise your rights, contact us at info@3starmotors.co.uk

 

8. Cookies

Our website uses cookies to enhance your browsing experience and help us understand visitor behaviour. You can manage cookie preferences in your browser settings.

 

9. Data Security

We take data protection seriously. All personal data is stored securely using encryption and restricted access controls. We have procedures in place to deal with any suspected data breach and will notify you where legally required.

 

10. Contact Us

If you have any questions about this policy or how your data is handled, please contact:

Data Protection Officer

3 Star Motors, 101 4th Floor Whitechapel High Street, London, E1 7RA

Email: info@3starmotors.co.uk

Phone: 0203 XXX XXXX

You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO) at www.ico.org.uk if you believe your data has been mishandled.

Commission Disclosure

Last Updated: May 2025

At 3 Star Motors, transparency is a core part of how we do business. We believe it is important for our customers to understand that we may receive a commission or fee for introducing you to one of our finance or leasing partners.

Are We a Lender or a Broker?

We are a credit broker and not a lender. This means we do not provide finance ourselves but work with a carefully selected panel of finance and leasing providers.

How Are We Paid?

If you enter into a finance or lease agreement through one of our partners, we may receive a commission from them for introducing you. This commission may be a fixed payment or a percentage of the amount you borrow or the cost of the lease. The commission received may vary depending on the lender, product, or agreement.

This commission does not affect the amount you pay or the interest rate you are offered.

Right to Request Commission Disclosure

You are entitled to ask us for details of the commission we may receive for arranging your finance or lease agreement. If you would like us to disclose this information, please request it in writing by emailing us at: info@3starmotors.co.uk

Our Commitment to You

We are committed to offering products that are suitable for your needs and represent fair value. Our team will always act in your best interest when recommending finance or lease options, regardless of the commission we may receive.

3 Star Motors is a trading name of 3 Star Motors Ltd, a company registered in England and Wales under company number 16063430.

3 Star Motors is authorised and regulated by the Financial Conduct Authority. Our FCA Firm Reference Number is 1024054. We are a credit broker and not a lender. We work with a selected panel of lenders and may receive a commission for introducing you to them. This does not influence the interest rate you are offered. All finance is subject to status and affordability. Terms and conditions apply.

Applicants must be 18 years or over. Guarantees may be required. We are committed to acting in your best interests and offering clear, transparent finance solutions tailored to your needs.

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